It is important that you insist on police taking a report of your accident, even if they try to say you don’t need to report it because insurance details have been provided, or your injuries are ‘minor’.
If the incident involves another vehicle, even if you think you have all of their details, circumstances can still arise where your claim may turn into a claim which has to be dealt with by the Motor Insurers’ Bureau (see What if the other driver is uninsured/didn’t stop). There are strict time limits applicable for reporting in these circumstances, and we therefore advise that all such incidents are reported to the police without delay, just to be sure you are covered for all eventualities.
Aside from this, if your accident goes unreported, it contributes to the vast under-reporting of all road traffic incidents that goes on. The consequences of this are, amongst other things, that insufficient attention will be paid to cycling and motorcycling safety and the difficulties which we face on the road.
Did you know that cycle casualties are the worst reported of all modes of accident on the roads? In 2016, the Department for Transport published a new estimate for the true number of people seriously injured in road crashes, which is said to be 3.5 times as many as reported to the police [Roadpeace Newsletter, Autumn 2017].